Ways to Shop and Remain Rich

  • Make a financial plan for expenditure. Create boxes or envelops for each item like milk, school, utilities, groceries and so on. Never remove money from one and think I will put it back later. Discipline yourself and you will be surprised how smoothly your life goes.
  • Lock up all credit, debit, and ATM cards that have large limits. Set small limits on all credit cards, freezing the amount of money available will help you limit your spending.
  • Never go shopping alone. Go with a friend or family member who is ready take on the responsibility of bringing you down to ground zero should you get carried away. They must be able to say “no” in such a way that all your enthusiasm gets deflated.
  • Avoid sales, shopping channels, and mail order catalogues. Temptations must be kept far away.
  • Consider walking in the malls as a part of your weight loss regimen. Walk by the shops, enjoy the window display and atmosphere but don’t walk into a shop.
  • Try going to shopping districts before they open or shut down at night. This way you will be able to enjoy shopper’s fairyland without despair or heartache.
  • Always pay for purchases in cash. Forget all about credit. Stop the vicious cycle of buy now pay later.

There is something else one can do, offer to go shopping with family and friends but never take your wallet or purse along. It is just like sniffing the aroma of exotic foods but not eating it.

Think about becoming a writer who reviews products that way you will earn while finding out what is new in the market and do away with guilt trips. Turn your nightmare into something useful. If you are not holding a job then you can volunteer at a hospital gift shop or one of the malls where they have help desks to answer questions newcomers to the mall have.

Secrets to Mystery Shopping

  • Use a camera phone and be discreet.
  • Negotiate with the retail outlet and simply state this it is not possible but ensure to pick up something to prove your visit – a business card, magazine or flyer. Make sure that you identify the store to the left and right also.
  • Identify yourself to security beforehand – this should be an absolute last resort.
  • If there are security personnel present, DO NOT take any pictures.
  • Use a small, digital camera without a flash and be as fast as possible. Pretend that you are trying to work something out on the camera and take the photo. Get out of the Centre as soon as possible and always take your photo AFTER the mystery shopping assignment has been done.

The absolute worst thing that ever happened to me was I got hit in the face by an irate passer by who got upset at their photograph being taken. I was taking a picture of a bookmakers. Once I recovered from the shock of the assault, I had to explain to the passer by what I was doing and I deleted the images in front of them. This is probably quite an extreme example of how not do do something but do be careful when taking pictures.

Reasons Use Internet For Shopping

All of the large stores promote Internet shopping to their prospective customers their faith in the Internet is borne out by the latest figures. The first 3 months of 2008 saw a 50.5% increase over the same period in 2007 with sales reaching a staggering £13bn, of which £850 million was spent online in the week of the Easter holidays alone.

Online shopping in a way to encourage more people to switch more of their shopping to online virtual shops gives discounts that cannot be found in the high street. As far as the retailer is concerned no doubt the Internet provides a great margin of profit as goods are stored and shipped from warehouses instead of very expensive high street outlets. It is easy to imagine how attractive it is for any housewife to sit in front of her computer the week before Christmas and select a variety of Christmas grocery shopping from a number of retailers and have them delivered to her front door, no hassle no stress, freeing her time up for the other essential chores that occur just before Christmas, in fact she could even let her husband do the shopping on line if she gave him a shopping list.

Another major factor is the fact that with online shopping you escape those long frustrating queues at check outs, when the person in front always either wants to check items or does not have their money or credit card ready while their goods are being scanned, or worst of all the checkout person has to contact a supervisor with a query, you stand there while the queue you were thinking about joining is quickly served and on their way.

Online shopping revolution has really just started now that people are beginning to realise that if it is for sale you can buy it online, and not only that, you are able to check the prices in a number of outlets in no time at all, no need to spend a day going from shop to shop trying to save money finally forgetting where you saw the goods the cheapest.

Visiting a physical retail shopping centre will never die out, most women enjoy the social atmosphere that comes from visiting physical shops while trying clothes and shoes on, and perhaps having a coffee or lunch with a friend that someone else has prepared. Even so there is a belief that for larger items and luxury items the Internet is the ideal alternative.

With the growth in household computers there can only be continued growth in online shopping, if you have not experienced it you should try it out. Experience the anticipation of placing an order and waiting for a delivery van to stop at your door to bring that parcel to you, it is like Christmas or your birthday as you eagerly unwrap the goods even though you know the contents of the parcel there is still an air of excitement in that moment.

Coach Factory Outlet Store

The essence of the brand is quality, durability, function and style, with a range of luxury accessories and gifts for men and women to suit all tastes and styles. All handbags are double stitched using top quality leather, in a multitude of styles and finished using traditional hand-finishing techniques.

Discounted Coach handbags do exist and a factory outlook store is the best place to look. Usually run by Coach themselves, these stores sell handbags and other Coach accessories at a cheaper price by stocking collections from previous seasons. Out of season handbags are sent from the top boutiques and stores in order to free up space for new collections. Outlet stores may even stock bags which are out of season and never even made it out of the factory, as Coach send out their clearance stock to their outlet stores.

Some clearance bags may also have been rejected by Coach due to a small blemish or misplaced zipper, but this really doesn’t detract from the quality of the bag and such a minor blemish would be unnoticeable to the naked eye.

Buying from a Coach factory outlet store guarantees you’re not being sold a replica or cheap fake. And if you shop during the pre-holiday sales, at Christmas and Thanksgiving, you can be guaranteed even more discount. But take this piece of advice – grab first before you decide whether to purchase – competition is fierce in these stores, especially at sales time!

Just because you’ll be buying a piece which is last season or even older, the beauty about Coach handbags is that they have such a classic style which will remain in fashion as long as you care for them. Not only that, if you bag a great bargain you’ll have enough money left to buy two or three more bags to suit every occasion and look! If you don’t have an outlet store near you, search online for clearance stock. Auction sites particularly feature clearance bags which can still be picked up at a bargain price.

Buy Leather Jackets

These are well-built and durable jackets that are inexpensive as compared to other types of jackets. These first came into being during the World War years and were especially designed for air pilots. They were meant to keep them warm in their cockpits in the chilly winters. This design includes the following features:

Elastic waist
Zip front
Side silt pocket
Large lower front pocket with brass fastener

It is hard to find leather jackets that cost as low as only a hundred dollars. Fortunately enough you can easily find this one within the range of $100. I know that it is unbelievable but trust me, it is true! So, if you are low on budget, this should be your pick. If you know how to maintain them, you can go a long way with these.

This one is a bit more expensive than the first one discussed above. Apart from the expensive part, this is one of the most stylish pieces of clothing. If you are looking for style and fashion, then this should be your ultimate pick. This is completely different in look when compared to the bomber style. This is simpler in design and look, but still elegant and classic. Its sleek and simple design makes it very versatile, and it is for this reason that it is a great option for a night out in the town.

Ladies’ leather jackets are available in many colors but brown and black remain the most popular of all. They are available in designs that include embellishments such as sequins and other adornments. These are especially shaped to fit a woman’s body.

Discount Shopping Online

Let’s use Christmas shopping for example. We all know the malls and stores are usually crowded shoulder to shoulder therefore taking any fun out of shopping. It wouldn’t be so bad if we only had one gift to buy but we all know we usually visit at least eight or nine stores while Christmas shopping. In fact some of the stores might not even be in the same mall and we may have to drive to another mall for our shopping.

So now let’s talk about discount shopping online. We get to sit down in the comfort of our old home and surf as many stores as we want in search of that perfect gift. Searching is only pressing the mouse moving on to the next store. Convenience is an issue when it comes to buying off of Internet stores. We don’t have to fight any battles, fight for parking spot, wait in long lineups or battle the weather that maybe 40 below zero.

Sure people will tell us that going to the mall is good for exercise. I say we focus on discount shopping online, we buy what we want and when it comes to exercise we can go for a walk, a jog, go to the gym or we can do anything else we might want to do.

Just think about this for second, all you need to do is press a few buttons to do your discount shopping online and then in a few weeks all your purchases will arrive in plenty of time to get wrapped, get put under the tree and wait for Christmas.

It’s okay to take advantage of convenience. We live very busy lives and in most cases time is even more valuable than money. You can throw away $.25 and get it back 5 min. from now but if you waste 2 min. it’s time you will never get back.

To be honest with you the list of positives far outweigh the list of negatives when it comes to shopping online versus traditional shopping at the retail outlets. Retail outlets will always have a spot in our society but they need to realize that the world is a changing place and many more people are shopping using their computer. Therefore discount shopping online is not something that is going to go away anytime soon.

Makeup Sale Shopping

Stores whose major product is makeup are bound to sell them at very competitive prices. Thus, find retailers whose major product isn’t makeup, but also sell makeup on the side. These kinds of small retailers such as some jewellery stores usually sell cosmetic and makeup products at prices lower than those of major stores’. At times, they also have promos which you can take advantage of to get even more discounts. If you’re worrying about the quality, you shouldn’t. Just because they’re cheap, it doesn’t mean they’re also bad.

Drug stores are another great place to find makeup sale deals at. They usually have bargain deals on their makeup products, and if you’re lucky enough you might even find popular brands such as L’Oreal and Clinique on sale on their shelves. Generally though, the best ways to get even more savings is to shop for makeup sale products when these stores setup promotional deals. They usually advertise upcoming promos so keep an eye on these advertisements and keep yourself from spending before the sale seasons arrive. “Buy 1 Take 1” deals are especially popular, so you wouldn’t want to miss out on those.

If you’re really into the more high-end makeup products like MAC however, one of the best places to get makeup sale deals of these brands from is the internet, particularly eBay.com and Amazon.com. eBay.com and Amazon.com are one of the most popular online shopping places where retailers from all over the world sell their products at. Moreover, independent retailers who use these places to sell their goods can usually do so at 30% lower than the product’s usual market price. If you take advantage of these, you can definitely save a lot of money.

With all these makeup sale shopping guidelines, you will be ready to find great deals on supposedly expensive brands. No longer will being beautiful have to make you worry about your wallet or bank account. Instead, you will be ready to look better and save a lot of money in no time.

Buy A Cashmere Scarf

Having a cashmere scarf loosely wrapped around your neck feels oh so luxurious. That is probably because the natural fiber itself is more expensive than any other wool and is always in great demand. However, not all cashmere is the same. That is why when buying cashmere, you really have to take the time to shop around and find a high quality scarf that looks and feels great and lives up to its name.

To begin with, you really must think of investing in a high quality cashmere scarf that you can wear well over time and so you must understand that the price of such item may sometimes cost you more than what you usually shelf out for scarves. You should first read the labels to be sure that it is a hundred percent cashmere and not just a wool blend. In terms of how it is made, you should check if the knit of the scarf is tightly woven together. Usually, the tighter the weave of the cashmere, the better it is made and will hold its shape in a long time.

You should go for cashmere that is thicker which means that it will be able to give you more warmth and it will be sturdier than those that are not as thick. Plus, you can be sure that there will be a lesser chance of getting a hole in it sooner. When buying expensive items, you have to be careful that you get your money’s worth so you should look at brand names and choose what you think will give you better quality. It may cost you more but at least you know that it can go a long way.

In terms of color, go for a neutral scarf in black, cream, gray or brown. Cashmere scarves in any of these colors will make for a more versatile piece as it can go with many of your outfits. You must understand, however, that darker colored cashmere is more processed and so it may not last longer than its lighter-tones counterparts. You may also consider going for a vibrant hue if you want to be bolder and create a statement piece. A brighter colored scarf can absolutely transform any simple outfit into something really fun and interesting.

Lastly, you should try it on and see how it looks and hangs on you before finally purchasing the item. Trying it on would also make you see how it feels against your skin. If it feels rough, then you should not buy it at all. Choose something that feels soft and warm to ensure better quality.

Buying Diamonds

  • With your list, do some price research at the jewelry retail stores. Based on your list, the dealers should be able to give you a rough estimate on the market price. If the price is out of your budget, try to go for a grade lower than your expectation and you may eventually find one that suits you well.

Another alternative is to purchase online jewelry stores. Online jewelry stores make use of technologies to cut down on expenses and hence they are able to offer you much competitive prices, about 30% lower than average US retail price. The top online jewelry stores often have excellent search engine to save you the time and trouble of searching and comparing diamonds prices.

  • Whether you are buying diamond offline or online, being comfortable with the dealer is very important. If you found online jewelry stores or retail stores with great prices and feel tempted to take out your card and start buying anything, cool down first.

If you have been doing researching, you would have come across information on cubic zirconium diamonds. These synthetic diamonds are D-color graded, flawless and cut to perfection. In short, a CZ diamond is a ‘perfect’ diamond. It is brilliant, flawless and yet cheap. Their prices do not increase exponentially with their quality unlike diamonds.

There are also some natural diamonds which have undergone treatments to reduce its blemishes thus enhanced its appearance. It is still a low grade diamond but dishonest dealers may try to pass it off as a good graded diamond and sell you at a higher price.

Before you start swiping your hard-earned money away, do some research about the jeweler as well. Ask your family, relatives or friend who have purchased from the dealer. Online forum is a good place to ask around and there are plenty of sites that review on jewelry store online. Give the jewelry store a visit or call their hotline, talk to their staffs and decide for yourself if you are comfortable with the store.

  • Always remember to ask for a money back guarantee. Especially if you are intending to buy online, be doubly sure the store has the complete details about their return policy, which should include information about the validity period, what to do if you wish to return your purchase and their address. As a rule of thumb, online stores should offer you no less than 21 days return policy. In fact, most of them have a return policy of 30 days.
  • Remember to ask about the grading report as well. Certified diamond should come along with a grading report by reputable gemology organizations such as GIA or AGS. Some dealers certified their diamond by in-house gemologists and they may be using different grading standards from GIA or AGS. After you have purchase your diamond, get it appraised again with the grading report by a trained gemologist.

Shopping in Marbella

Shopping in Marbella effortlessly cater for a high calibre of residents and tourists, offering up a number of luxury shopping destinations as well as family friendly malls, which include in-built multiplex cinemas, numerous restaurants and fashion retail outlets.

Marbella’s elite undoubtedly shop at the luxury Laguna Village shopping retreat, situated in Marbella’s Estepona region. Here, you can experience shopping in a stylish setting, complimented by an indulgent health spa, which skims Marbella’s Mediterranean coast. Laguna Village offers visitors 28 exclusive shops, which include boutique and designer outlets from famed Spanish and international designer brands.

Here, you can energise perusing fashions from Elle Morgan, Just Cavalli, Escada and Egoiste pour Homme or home furnishings from Flamant Home Interiors and Bang and Olufsen. After shopping to your heart’s content you can relax in one of four restaurants or poolside by Laguna’s infinity swimming pool, surrounded by sun beds and private tents. Laguna also boasts a spa, gymnasium and yoga centre that’s ideal for pampering Marbella’s most discerning visitors.

If, however, you’re looking to spend in shopper’s paradise, but not necessarily within its budget, you might prefer the more family-friendly option of Marbella’s two impressive shopping malls. El Corte Ingles, situated in the Puerto Banus marina and La Canada Shopping Centre in Marbella’s centre are ideal options if your shopping tastes are eclectic. These two huge shopping centres also offer a number of options for entertaining kids and adults alike, as well as restaurants that cater to all palates so they can make for a great day out for all the family.

El Corte Ingles is Spain’s largest department store and boasts hundreds of shops over six floors, gaining it a reputation as Spain’s answer to Britain’s high end Selfridges store. Parking is cheap and plentiful at 1.50EUR per hour and buses and taxis pick up and drop off direct in the heart of the shopping centre, making it convenient to reach by public transport.

Over the six busy floors you’ll find stores and boutiques catering to haberdashery, flowers, fashion, sports equipment, toys, music, perfume, footwear and more. El Corte Ingles is also open twelve hours a day, from 10am until 10pm from Monday to Saturday so you’ve plenty opportunity to shop at a time suitable to you.

La Canada Shopping Centre is another first for Marbella – the largest shopping centre in the Costa del Sol. It’s situated on Marbella’s bypass so is easy to find and private parking is plentiful and free, although buses and taxis regularly connect with La Canada too.

Once you’ve made your way to La Canada, you’ll find everything you could want in a shopping centre in over 150 shops. You can browse European and international fashions, from Mango, Topshop and H&M to Tommy Hilfiger and renowned Spanish designers. Children’s clothing, jewellery and golf shops are also all under one roof. Here too, you’ll discover hairdressers, ten pin bowling, a multiplex cinema, restaurants, supermarket and a state of the art gym.